22 Oct 2026 Your Mortgage Rate Is Personal, Not the Number on ... Your Mortgage Rate Is Personal, Not the Number on Your Screen You’re scrolling your phone on the couch in Pasadena, and a headline pops up about mortgage rates. Maybe the news is good. Maybe it makes you want to throw the phone across the room. Here’s the thing I tell every buyer who walks into […] Share on Facebook Share on Twitter
20 Oct 2026 Who Really Sets Your Mortgage Rate? Hint, It’... Who Really Sets Your Mortgage Rate? Hint, It’s Not the Fed Every time the Federal Reserve makes the news, my phone lights up. “Cliff, the Fed just met. Did my rate just change?” It is one of the most common questions I get from buyers in Deer Park, Pasadena and all over the Bay Area. […] Share on Facebook Share on Twitter
6 Jul 2021 What’s the Timeline Between Prequalifying and Ge... Whether it’s your first or fifth time, purchasing a home is an exciting experience. But, it can also be a stressful one. There are many tasks to complete and milestones to meet between prequalifying for a mortgage and receiving your funds. Understanding the requirements can help make the process seem a little less daunting. Here’s […] Share on Facebook Share on Twitter
5 Feb 2021 How a Mortgage Preapproval Affects Your Credit Sco... Does Shopping Around for a Mortgage Preapproval Hurt Your Credit Rating? For serious home shoppers, especially in competitive housing markets, it isn’t enough to be prequalified. You also need to be preapproved for a loan amount equal to or greater than the price of the home you’re considering (minus the down payment). That said, stringent […] Share on Facebook Share on Twitter
