Want to Save $1000s on Your Mortgage

Deer Park’s Hometown Mortgage Team

I’m Cliff Saunders. For 22 years, my team has helped Houston-area families buy their first home, move up, or refinance. Call or text (281) 978-2106 to reach a real person, not a call center.
★ 4.97 from 900+ reviews · Se habla español

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

Get your Pre−Approval Letter

Get your Pre−Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Get your Pre−Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

Get Started Now
Analyze Your Refinance Options

Analyze Your Refinance Options

This calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

Analyze Your Refinance Options

This calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

Refinance
Compare Today's Mortgage Rates

Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Compare Today's Mortgage Rates

Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.

Get Started Now

Why Families Choose the Cliff Saunders Team

22 years in mortgage lending, a local office in Deer Park, a bilingual team, and 900+ five-star reviews. We know the down payment programs, VA and Texas VLB loans, and self-employed options that big call centers skip. Proudly serving Deer Park, Pasadena, La Porte, Baytown, League City, Pearland, Friendswood and the whole Houston area.

Secure Your Home Purchase Loans

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded

Other lenders giving you the run around? Our funding options mean you’ll never miss out on the house you really want.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance — and put your home loan to
work for you.

Selling Your Home and
Buying the Next One?

Find out what your home is worth, see how much you can buy next, and line up your financing before you list, so you can move once and move with confidence.

See What Your Home Is Worth

See What Your Home Is Worth

Get a free home value report showing your equity and what you could do with it, updated every month.

Buy Your Next Home with Confidence

Buy Your Next Home with Confidence

We’ll show you how your sale proceeds, equity and new payment fit together, so you can shop for your next home pre-approved.

Got an Offer? Check the Buyer

Got an Offer? Check the Buyer

Sellers and listing agents: call us and we’ll explain what a buyer’s approval letter really means before you accept.

Get My Home Value
star Ratings
The team members were all patient, kind, knowledgeable and helpful. We also appreciated the many choices we were given along the way. Millissa Faulkner Millissa Faulkner A Happy client

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location,
finances, and other factors. Get your customized rate comparison below:

Get My Rate Quote Now