Surfside Beach Mortgage Lender

Surfside Beach Mortgage Lender

Home loans, down payment help & fast pre-approvals in Surfside Beach, TX

Get Started on My Pre-Approval

Your Local Mortgage Lender in Surfside Beach, TX

Your Local Mortgage Lender in Surfside Beach, TX

Looking for a mortgage lender in Surfside Beach, TX? Surfside Beach is a laid-back Gulf beach town popular for second homes and beach houses. I am Clifton Saunders, The Mortgage Mentor, a branch manager and senior loan officer with New American Funding, and my team serves all of Brazoria County from our office in Deer Park.

Why Buyers Choose Surfside Beach

  • Beach homes and second-home purchases
  • Flood and windstorm insurance planning from day one
  • Close to Freeport and Lake Jackson

Home Loans for Surfside Beach Buyers

Down Payment Help & Local Tips

Down Payment Help in Surfside Beach

Brazoria County buyers can use statewide TSAHC and TDHCA programs and a Mortgage Credit Certificate, and homes in the more rural parts of the county may qualify for zero-down USDA financing. See every option on our Houston-area down payment assistance page.

Your Local Surfside Beach Mortgage Lender

I run every program you qualify for side by side, so you see your estimated payment and estimated cash to close before you choose. After closing, file your homestead exemption with the Brazoria County Appraisal District. See all the cities we serve in Brazoria County. ¿Habla español? Hablamos español. Realtors, visit our Realtor Tools page.

Frequently Asked Questions

Do you offer home loans in Surfside Beach, TX?

Yes. Clifton Saunders and The Clifton Saunders Mortgage Team with New American Funding help buyers and homeowners in Surfside Beach and throughout Brazoria County.

How do I get pre-approved for a home in Surfside Beach?

Call or text 281-978-2106 or start online at www.CliftonSaunders.com. Most buyers get a pre-approval within a day once we have their documents.

Is there down payment assistance in Surfside Beach?

Often yes. Brazoria County buyers can use statewide TSAHC and TDHCA programs and a Mortgage Credit Certificate, and homes in the more rural parts of the county may qualify for zero-down USDA financing.

Clifton Saunders, NMLS #230688 | New American Funding, NMLS #6606 | Equal Housing Opportunity. Subject to credit approval; not all applicants will qualify. Loan programs, grant funds, income limits and guidelines can change at any time and vary by county. This is not a commitment to lend. Call or text 281-978-2106 to confirm current details.


Down Payment Help & Local Tips

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

Ready to Buy in Surfside Beach?

Call or text Clifton Saunders at 281-978-2106, or get started on your pre-approval online in minutes.

Get Started on My Pre-Approval